A STUDY ON SCHOOL BANKING OF JANATA BANK LTD: PROBLEMS AND PROSPECTS

Abstract

This report was originated in result of my internship, which I did, as must requirement of MBA program. This report was done based on my learning internship in Janata Bank Ltd. I have worked under the school banking department of Janata Bank Ltd, at their Jonail Branch, Natore. The objective of this report is to identify problems and prospects of school banking of Janata Bank ltd. To do this, I worked in Janata Bank Ltd. Jonail branch. I have collected data from the respondents and then used SPSS and MS excel and by using this tools I have calculated mean, mode, median and St. Deviation of variables. I had faced many problem to do this report because every employees were not cordial enough to give me the sufficient data regarding this topic.

Janata Bank Limited started their school banking program after the order issued by Bangladesh Bank in November 2010.With high ambition to enriched students money management skill as well as to develop economic condition through involvement in banking activities. So here I have tried to focus upon the school banking services of Bangladesh. This is aimed to have clear knowledge about school banking in Bangladesh with present status and prospects. Starting from the meaning of school banking, I have put light on giving a history about school banking. Further I have moved on to explore the school banking system in Bangladesh as well as law regarding this also. My main focus was on problems and prospects of school banking of Janata Bank Ltd. I have pointed out some of their problems and prospects such as lack of publicity to promote this program, interest rate is very low, lack of professionalism, Too much formality to open this account, future potential customers, make students economically strong etc. The study also reflects on benefits of school banking as well as the limitation which it faced. Finally, I have gone through, some suggestion which we have done after analyzing the whole study.

I have also pointed out some recommendation which I believe to be the best form to solve the problems and Janata Bank Ltd will be better performing Bank in future and it will get top position in Bangladesh. Finally I observed that Janata Bank Ltd will ensure the better service to the customers and employment of people of Bangladesh and they will do more contribution on development of economy of Bangladesh.