Abstract:
The report is originated in result of my internship, which I have done, as a requirement of
MBA (Agribusiness) program. This report is done based on my four months internship in
Janata Bank Limited. During my stay at the office as an internee I never felt vague and
ambiguous. The environment of the Janata Bank Ltd. is well and friendly. The staffs are
specialized in their respective fields. Each of them works on their own and there id
supervised from the top management. The motivation of the staff, I believe comes from
the very sense of responsibility. The Janata Bank Limited is one of the leading public
Banks operating in Bangladesh. All the aspects of Credit and Risk Management of JBL
Like; rules, regulations activities, approval processes of loan, credit operation dept. and
also credit collection dept., various product diversity and their facilities and recovery
process of different types of loan etc. have been attached to this report. However, I‟ve
done lots of financial calculations, observed their financial reports & from my working
experience I also gathered knowledge about their administrative process of managing
different issues. After preparing the whole report, I had some findings regarding the
“Analysis of Credit Management Policy and Performance of Janata Bank Limited”. As an
inexperienced person I may have made many mistakes in those findings, but whatever I
felt from my point of view, I only pointed out those. Based on those findings, I
recommended some points which may help the bank to remove their many shortcomings.
Description:
An Internship Report
Submitted to the Faculty of Agribusiness Management
Sher-e-Bangla Agricultural University, Dhaka
In partial fulfillment of the requirements
For the degree of
MASTER OF BUSINESS ADMINISTRATION
