Abstract:
As the MBA program is a terminal degree, it is required to have an internship program for a
period of four months on a reputable organization where I can gain practical experiences
what I learned at my theoretical classes. I was keen to have my internship program at banking
sector that is why I joined Janata Bank Ltd, Sher-e-Bangla Nagor Branch, Dhaka as an
internee for three months. They give me the opportunity to gain practical knowledge and I
work in this branch by rotation.
Commercial banks lend money to different categories of borrowers for various purposes with
a view to generate revenue. Accordingly, while processing and appraising a loan proposal,
banks essentially analyze the information relating to borrowers, assess the purposes of loan
and determine the viability of the loan proposal. If the proposal is sound and safe for lending,
loan is sanctioned and disbursed. Janata Bank Limited is the second largest Government
owned Bank. It operates credit facilities for business purpose as well as welfare of the
economy.
The report discusses about the different credit facilities, approval process, monitoring and
performance of the bank under study. In this report; I discussed about the management
practices of different credit facilities, approval process, monitoring and performance of the
bank under study. This report consists of nine chapters. The first chapter deals with
introduction of report, essential of the study. The second chapter deals with methodology. In
this research simple random sampling method was used to select the sample respondents. The
third chapter deals with organization profile. The fourth chapter deals with an overview of
credit risk management, The fifth chapter contains an overview of credit risk management
practice of Janata bank limited, Sher-e-Bangla Nagar Corporate Branch, Dhaka. The sixth
chapter deals with analysis of the study. The seventh chapter deals with strength, weakness,
opportunity, and threat of Janata bank limited in banking sector. The eighth chapter contains
summary of findings and the last chapter contains conclusion, and some valuable
recommendations. From my overall study it is concluded that the overall credit risk
management system of the branch is satisfactory, although the recovery performance is not so
satisfactory.
Description:
An Internship Report
Submitted to the Faculty of Agribusiness Management,
Sher-e-Bangla Agricultural University, Dhaka,
in partial fulfillment of the requirements
for the degree of
MBA IN AGRIBUSINESS
