http://localhost:8080/handle/123456789/1822 2026-04-08T16:21:41Z 2026-04-08T16:21:41Z PAUL, METHUN CHANDRA http://localhost:8080/handle/123456789/1901 2018-11-29T11:14:07Z 2016-01-01T00:00:00Z

CREDIT RISK MANAGEMENT OF JANATA BANK LIMITED (PANCHAGARH BRANCH, PANCHAGARH) PAUL, METHUN CHANDRA Bank is a financial institution that is contributing toward the development of any economy and is treated as an important service industry in the modern world. Bank is considered as blood of modern economy. Economic history shows that any development in nation is significantly correlated with banks. This report is prepared as requirement of MBA in Agribusiness program. This report is done based on my sixteen weeks internship in Janata Bank Limited (Panchagarh Branch, Panchagarh). Janata Bank Limited (JBL) is the second largest state owned commercial bank. Janata Bank Limited runs its business with 911 branches across the country including 4 overseas branches in United Arab Emirates. An internship program is very important & essential for acquiring experience through learning and spreading the scope of Knowledge. This internship report is aimed at providing a comprehensive picture to the areas of Credit Risk Management of Janata Bank Limited. From the study the reader will get a clear picture of overall credit performance of both Janata Bank Limited and Panchagarh Branch, Panchagarh. In Analysis part, the report shows risk and ratio related to credit management, Janata Bank Limited is gradually developing but Panchagarh Branch, Panchagarh with a higher ratio is at a vulnerable situation. In 2015 Return on Credit (ROC), Return on Total Assets (ROA), Return on Equity (ROE), Advance Deposit (AD) of Janata Bank Limited are 8.07%, 1.42%, 17,79% and 65.29% respectably which is quite well. In this report the CAMELS rating show that Janata Bank Limited capital adequacy is 12.60% which is Strong, asset quality is 5.62% which is at satisfactory level, level of earnings is 1.43%, which is strong, level of liquidity is 19.33%, which is fair and bank rating 1.8% which also is at satisfactory level. So, it can say that, Janata Bank Limited performance is sound. This internship report is aimed at providing a comprehensive picture to the areas of “Credit risk management of Janata Bank Limited” and a pinpoint analysis of credit risk of the both Janata Bank Limited and Panchagarh Branch. At the end, the report makes some valuable recommendations based on the findings which may help the bank to remove their many shortcomings. An Internship Report Submitted to the Faculty of Agribusiness Management Sher-e-Bangla Agricultural University, Dhaka In partial fulfillment of the requirements For the degree of MASTER OF BUSINESS ADMINISTRATION

2016-01-01T00:00:00Z EMAM, MD. SHAMANUR http://localhost:8080/handle/123456789/1897 2018-11-29T10:58:00Z 2016-01-01T00:00:00Z

GENERAL BANKING AND CUSTOMER SATISFACTION OF AGRANI BANK LIMITED EMAM, MD. SHAMANUR Banks and other financial institutions play a vital role in forecasting the economic and social condition of a country. Banks in Bangladesh now constitutes the core of the country‟s organized financial system. Agrani Bank Limited, a leading commercial bank with 935 outlets strategically located in almost all the commercial areas throughout Bangladesh, overseas Exchange Houses and hundreds of overseas Correspondents, came into being as a Public Limited Company on May 17, 2007 with a view to take over the business, assets, liabilities, rights and obligations of the Agrani Bank which emerged as a nationalized commercial bank in 1972 immediately after the emergence of Bangladesh as an independent state. As part of my academic requirement and completion of my MBA program, I have to complete a four month period of Internship program. I chose to do my Internship at Agrani Bank Limited, farmgate Branch. At ABL I was assigned to do my intern in two different sections as general banking, and in cash division. In General Banking Division I took the opportunity to learn about as much as possible. Excellence in customer service helps an organization to build a good position in the market and retain more customers. To keep the customers satisfied, ABL provides various types of service to its customers. ABL Principal Branch has three departments. Through these three departments they serve their customers. The main motto of the bank is to give best quality and swift service to customers. In these four months of internship period I learn from them how to motivate customers and give quick services. Agrani Bank Limited is operating efficiently with its existing products and services. In service-oriented industry, it is very difficult to set a standard rule to satisfy the customer. Several factors shape up the decision of taking the service from an organization. The services which the Bank provides to their clients are very prompt and quality one compare to other public or private banks. The bank made satisfactory progress in all areas of business operation. Bank gain a prominent profit in the last year 20.04 crore taka and created an employment opportunity with more than 13,269 employees as a regular basis. ABL performing a prominent banking service to develop the economy of the country. Agrani Bank Limit is the bank which will go on in the banking sector of the world with their slogan "Committed to serve the nation”. An Internship Report Submitted to the Faculty of Agribusiness Management Sher-e-Bangla Agricultural University, Dhaka In partial fulfillment of the requirements For the degree of MASTER OF BUSINESS ADMINISTRATION

2016-01-01T00:00:00Z SHATHI, SHARMIN ARA http://localhost:8080/handle/123456789/1896 2018-11-29T10:56:29Z 2016-01-01T00:00:00Z

STATUS OF SME FINANCING ACTIVITIES OF JANATA BANK LIMITED: A CASE STUDY ON SHILPO NAGARI BRANCH, RANGPUR. SHATHI, SHARMIN ARA SME financing is an important sector of banking activities. It is said that Small and Medium Enterprises account for about 50 percent of GDP and 60 percent of employments. SMEs are projected to contribute between 25 and 35 percent of world manufactured exports. Financial Institutes around the world are relentlessly trying to enhance the SME exposure in their groups. Over the years Janata Bank Limited has expanded the financing exposure all over Bangladesh. SME sector is one of them. Although all over the world, the importance of SME financing is highly appreciated and entertained, this sector lacks proper boost from the government and attention of financial organizations. There are many reasons that financial organizations especially banks are unwilling in financing to the small and medium enterprises. Janata Bank Limited is currently motivated hard to enhance the SME exposure of the bank. According to The Dhaka Tribune Janata Bank Limited achieved 98.61% of its target in SME financing. The internship report entitled“Status of SME Financing Activities of Janata Bank Limited :A Case Study on Shilpo Nagari Branch, Dhaka”.The main objective behind this report is toknow about the SME financing activities of Janata Bank Limited ,Shilpo Nagari Branch and also to determine how well Janata Bank performs in this sector. The survey is conducted on 30respondents those represent the total general customers segment. This report consists of seventh chapters. The first chapter deals with introduction of report, essential of the study.” The second chapter contains review of literature. The third chapter deals with methodology. In this research simple random sampling method was used to select the sample respondents. The fourth chapter deals with Organization profile. The fifth chapter describes SME financing procedure of Janata Bank Limited ,Shilpo Nagari Branch,Rangpur .The sixth chapter contains result and discussion of the report.The sixth chapter deals with findings, conclusion of the report with recommendations.From my overall study it is concluded that,Janata Bank Limited, Shilpo Nagari Branch, Rangpur should possesses a more attractive and standard SME financing procedure by solving the problems which dissatisfied the customers. An Internship Report Submitted to the Faculty of Agribusiness Management Sher-e-Bangla Agricultural University, Dhaka In partial fulfillment of the requirements For the degree of MASTER OF BUSINESS ADMINISTRATION

2016-01-01T00:00:00Z SIDDIQUA, MARUFA http://localhost:8080/handle/123456789/1894 2018-11-29T10:53:37Z 2016-01-01T00:00:00Z

General Banking Operation: A Study of Agrani Bank Limited, Shawrapara Branch, Dhaka SIDDIQUA, MARUFA The internship report is based on my observation from general banking of Agrani Bank, Shawra para Branch, Dhaka. I have tried my level best to make this report at the basis of my working experience despite of various limitations especially time limitations. This report discloses all things during my internship period. I have completed my internship report based on general banking department at Agrani Bank Limited. For completing my report, I have collected data from primary sources and secondary sources. The primary sources of data are more reliable because it is done my personal experience. The report is divided on several chapters. I have tried to discuss my experience and activities of Agrani bank in chapter wise. Agrani Bank run its operation very carefully and always tries to give better service to his customers. All important work related to the banking activities like- accept deposit, pay interest, transferring fund, cheque issues are done by this department. The entire department should be well informed regarding their goal and objectives. They should provide online services more than before because the number of customers of Agrani Bank is increasing day by day. After completing the report I can say that the Importance of banking system in a country is increasing day by day. It is quite impossible for any country to develop in industrial and commercial sector without sound banking system in modern economic era An Internship Report Submitted to the Faculty of Agribusiness Management Sher-e-Bangla Agricultural University, Dhaka In partial fulfillment of the requirements For the degree of MASTER OF BUSINESS ADMINISTRATION

2016-01-01T00:00:00Z